Punch Out Debt

We believe that God calls us to reach out to those who have yet to know Him. We have seen God use our church family to call thousands of people to faith in Christ over the last thirty-eight years. In order to invest more in this mission, we are striving to pay off our debt as soon as possible.

As of January 2016, we have $706,000 in mortgage debt. We currently pay approximately $100,000 in principal and $44,000 in interest annually ($12,000 total per month).  We are seeking to pay off our mortgage by the end of 2017 (our 40th anniversary) so that we can free up $144,000 a year to invest more in reaching out to our city, the world and future generations.  Paying off the mortgage early will also save a total of $90,000 in interest!


Phoenix continues to decline in “bible-mindedness”. One recent poll put Phoenix in the bottom 10 of “bible-minded” cities. Our culture is increasingly unchurched and only 10% of our neighbors regularly participate in a Christ-proclaiming church.  We want to invest in our congregation, local partners and new churches in our city so that more Phoenicians will meet Christ and grow in their understanding of Him.


Jesus calls us to make disciples in all nations (Matt. 28:19). Currently there are 3,084 people groups that have yet to hear the good news of Jesus Christ. We want to put a dent in that number by partnering with and funding more great organizations and missionaries who are bringing the gospel to these unreached people.


Over 35% of Americans born between 1990 and 1996 self-identify as atheist, agnostic or ‘nothing in particular’. This number continues to grow as more and more of our young people are raised in homes apathetic or hostile to Christianity.  We want to reach future generations by investing in our Children’s and Student ministries by providing more biblical training, scholarships for mission trips and making improvements to our KidZone and Student Center.

Getting Involved

Pray for our church.  Ask God to bless this venture and that we are attentive to His leading. Pray that He will grow our hearts for those who have yet to know Him. Ask Him to guide and strengthen our board of Elders (Kirk Roles, Ron Ashby, Paul Shetter, Nathan Whitchurch, Doug Adamson, Joe Beer and Pastor Caleb Campbell) as they seek Him.

Seek guidance. Ask God what He would have you give in order for us to accomplish this initiative. Set aside time for prayer and conversations with family and/or friends and talk about what accomplishing this initiative would mean for our church.

Commit.  Formalize your commitment to this debt elimination initiative by submitting a 20-month financial pledge (May 2016 – December 2017).



Frequently Asked Questions


Will we take on debt in the future?

No. We have written a prohibition to future new debt into our by-laws.

How did our leaders decide to do this?

A few years ago, our pastors and board of elders began praying and discussing plans for eliminating our debt.  We believe that it is prudent to not take on any debt in the future and to strive to pay down our mortgage debt as soon as possible. We met with others within the church family as well as financial advisers and our lender to determine the best course of action. We also gained clarity on the timing and decided to begin the process in 2016.  We continue to pray that God would bless our church family with the ability to accomplish this initiative and that we would be attentive to His leading.

What happens if we don’t raise all of the money we need?

Our goal is to have the mortgage paid off in full by the end of 2017 (our 40th anniversary). If we are not able to, we will continue to raise funds and pay it off as soon as we are able.

What happens when I donate to the Debt Elimination Fund?

100% of the funds given towards debt reduction will be paid towards principal on a monthly basis in order to lessen the total interest paid and reduce our debt as quickly as possible.